Terms and Conditions and Privacy Policy

Terms and Conditions
By using our website and services, including text messaging, you agree to these terms.

  1. Introduction
    These Terms and Conditions govern your use of Flex Capital website and our services. If
    you disagree, please do not use our website or services.
  2. Using Our Website
    ● Age Restriction: You must be at least 18 years old to use our website and services,
    including text messaging.
    ● Legal Use Only: You may not use our website or text messaging for any illegal or
    unauthorised purpose. You must obey all relevant laws.
    ● Changes: We may modify, stop, or remove any part of our website, services, or
    content without notice.
    ● Your Responsibility: You are responsible for how you use any information or
    materials from our website, including text messages. We are not liable for any issues
    that arise.
  3. Intellectual Property
    All text, images, logos, software, videos, and text message content on our website are
    protected by copyright and other laws. You may not copy, distribute, change, or use any of
    our content without our written permission.
  4. Privacy
    ● Privacy Policy: Our Privacy Policy explains how we collect, use, and protect your
    data, including information you share through text messages. By using our website
    and text messaging, you agree to our Privacy Policy.
    ● No Data Sharing: We do not share or sell your personal information, including the
    content of your text messages.
  5. No Guarantees
    ● Information: Information on our website is for general knowledge only. We do not
    guarantee it is accurate, complete, or reliable.
    ● No Liability: We are not responsible for any losses or problems that may occur from
    using our website, text messaging services, or any information they provide.
  6. Other Websites
    We may link to third-party websites. We are not responsible for their content or how they
    handle your data. Use them at your own risk.
  7. Limitation of Liability

As allowed by law, Flex Capital is not liable for any damages (direct, indirect, or otherwise)
caused by using our website, services, or text messaging.

  1. Your Responsibility to Protect Us
    You will protect Flex Capital including its officers, directors, employees, and affiliates, from
    any claims, losses, or expenses (including legal costs) arising from your use of our website
    or if you break these Terms and Conditions.
  2. Laws and Disputes
    These Terms and Conditions are governed by the laws of Palm Beach County, Florida. Any
    disputes relating to these terms will be resolved in the courts of Palm Beach County, Florida.
  3. Changes to These Terms
    We may change these Terms and Conditions at any time. If we do, your continued use of
    our website and services, including text messaging, means you accept the updated terms.
  4. Contact
    For questions about these Terms and Conditions, please email us at
    luca@getflexcapital.com

Privacy Policy

Protecting Your Privacy

We value your privacy. This Privacy Policy outlines how we collect, utilize, share, and safeguard
your information when you use our website (“Site”) and services, including text messaging. By
using our services, you agree to the terms of this policy.

What We Collect

 Personally Identifiable Information (PII): This includes your name, email, address, phone
number, and any other details you directly provide, even through a text message.
 Non-Personally Identifiable Information (Non-PII): Technical data like your IP address,
browser, device details, website usage, including how you use our text messaging.

How We Use Your Data

 Service Delivery: To provide and enhance our services, including our text messaging.
 Communication: Responding to your questions (including those via text), and for
marketing if you opt-in.
 Analytics: Understanding how you use our Site and text features to make improvements.
 Legal Compliance: Fulfilling legal requirements.

We Do Not Sell Your Data

Your information, including that shared via text, is never sold.

Security Measures

We take reasonable steps to protect your data against unauthorized access or misuse.
However, no internet-based system is 100% secure.

Third-Parties

We only share your information when legally obligated or to provide necessary services. We
ensure they handle your data securely and in line with this Privacy Policy.

Cookies, etc.

We may use cookies and similar technologies for better user experience, analytics, and
personalization. You can manage these settings in your browser.

External Links

We may link to other websites. Please review their privacy policies as we are not responsible for
their practices.

Children’s Privacy

Our services, including texting, are not for children under 13. We do not intentionally gather their
data.

Data Sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.

Updates

This Privacy Policy may change. The “Last Updated” date reflects revisions. Continued use of
our services means you accept any changes.

Questions?

If you have questions about this policy or our data practices related to text messaging, contact
us at: luca@getflexcapital.com